Nursing Continuing Education For the 21st Century

One need only to scan a newspaper or read a weekly magazine to be astounded by the number of stories about new medical breakthroughs, disease processes, emerging threats of disease, or innovations in medical and health care technology. The World Health Organization warns us to prepare for a potential worldwide Bird Flu epidemic, terrorists threaten us with chemical, biological and nuclear weapons, and new protocols for ACLS are released. How is a working nurse to keep up?

Nursing education provides the basic building blocks of medical, scientific, and nursing knowledge, but competence in the nursing profession requires an ongoing process of continuing education. Continuing education for nurses is necessary for the nurse to remain up to date with the latest practice issues and it is necessary for patients safety as well. Some states have made continuing education for nurses mandatory and require a certain number of course credit hours be attained before license renewal, or require certain mandatory course subjects, while other states leave it to the nursing professional themselves to accept a personal responsibility for their own continued learning. Regardless of whether nursing continuing education courses are mandatory in ones state or not, all nurses who describe themselves as professionals need to be willing and ready to implement change in their own practice by realizing that competence in any profession requires periodic updating.

Methods of obtaining nursing continuing education hours and the pros and cons of each:

1. Professional Journals: Most professional nursing journals offer an article for continuing education credit. Some offer a partial credit hour or one credit hour to readers who fill out a post test after reading the article and mail it in. While some journals offer the credit for free, others charge $10 or more and in addition to the inconvenience of needing to tear out a post test form and mail it in the nurse has no official record of having taken and passed the course. Obtaining continuing education hours through professional journals is costly and inefficient in that the cost of the journal itself must be taken into consideration along with the cost of the course if there is one, and the time and expense of mailing in addition to the lack of official record of completion and lack of central maintenance of all credits accumulated by the nurse. Additionally, nurses who rely on professional journals for their CEU hours are typically only exposed to courses related to their own specialty rather than a broader range of topics that they actually need to be exposed to in today’s ever evolving health care climate.

2. Seminars: Professional development programs and seminars that offer accredited continuing education hours for nurses are frequently offered at various locations in every state, in some foreign countries, and even on cruises. Employers frequently pay the registration fees for nurses to attend local seminars of short duration such as one day, but nurses still have to sacrifice their precious day off to attend them or lose time from work to do so. In addition nurses who attend seminars away from home have to pay their own travel expenses, hotel bills, and costs of meals. Needless to say cruises and foreign travel are an appealing avenue, but obtaining one’s continuing education by that method is not something every working nurse can afford to do.

3. Online Nursing Certificate Programs: The internet provides nurses access to extremely affordable and high quality accredited continuing education programs and professional certificate courses covering a plethora of professional nursing topics. Online nursing certificate courses are the gateway to nursing continuing education for the 21st century! Nurses who take advantage of online nursing courses are not restricted by geographical barriers, financial hardships, or the inconvenience of taking time from work or family in order to attend courses. Online nursing education courses are readily available for both mandatory state required subjects, courses in ones own nursing specialty, and courses that all nurses regardless of practice specialty need to be familiar with. Online nursing programs give nurses easy access to a much broader choice of subject matters than they ever had before when restricted primarily to journals or seminars. In addition to those benefits, substantial as they are, online nursing courses are inexpensive, up to date with changing trends, can be taken from the comfort of ones own home.

In order to stay up=to-date professionally and to safeguard the wellbeing of the public, nurses need to continue their education over the course of their career through a variety of means including taking nursing certificate courses. The most convenient and most cost effective method of nursing continuing education is by taking online nursing courses. Online nursing education courses are readily available, flexible, offer online tracking, and provide nurses with the broad scope of subjects they need to familiarize themselves with in order to keep up to date in today’s ever changing health care climate. One useful place for nurses to obtain more detailed information about the types of online nursing education programs that are available is RnDegree.net’s Nursing Education Guide at http://rndegrees.net. Online nursing education programs are indeed the best choice for nursing continuing education for the 21st century!

Home Based Business – An Opportunity That You Ought To Get Hold Of

A lot of people are afraid to get involved in the home based business opportunities that they look at on the web because of the rip – off issues that go with it. At the same time, there are still a number of people who really are earning money with their own online businesses. At the same time the problem exists because people will do everything they can to scam others out of their money. There are suitable online businesses which are making money in a clean and sincere way.

Since the market has not totally recovered from the rapid economic downfall, a huge amount of people continue to lose their jobs. On the other hand, many individuals are still finding it hard to gain employment. Although many people are worrying about their salary, a number of individuals have been exploring their opportunities with home based businesses. Online business is an opportunity that you should explore because of the potential to earn a substantial income.

Would you start an online business?

Even though your regular job limits you from developing as an individual, home based businesses can have unlimited personal growth for anyone. You will be able to secure your children’s future with the income from your home based business. There are a number of added benefits that you can enjoy by working from home – things that you never thought you can achieve with your current job. You don’t need to wait for your retirement or for the next bank holiday to spend a vacation with your family as you will be able to take them with you as often as possible.

Why should you leave your present job?

Your current job is certainly very important to you and your family but there are many factors which will encourage you to start your home based business. There are many reasons in this article why your online business can be more viable than your regular job. Working for other people and allowing them to profit from your work will limit you from earning the amount of money that you certainly deserve.

Your current job is becoming more and more annoying and this makes the situation worse. It will become necessary to take a break but unfortunately, you can’t. You already understand the kind of opportunity that you can lose if you will not start a home based business. The good news is that this type of business opportunity is for anyone.

Starting your own online business is easy as it does not necessarily require any unique skills. With the proper training you will learn how the online business system works. You can also enroll in a few training programs that will successfully introduce you to online marketing. With support, you can begin to make money on-line in only a few days.

Internet Home Based Business – An Overview

Looking around today, you can easily find an endless number of people having computer with a good Internet connection at their home. However, they just use that computer and Internet connection for extracting some information, for making online bill payments and for booking their flights and so on. If you are also among such category of people, then you are surely underutilizing your resources.It must be surprising for you to know but it is a fact that nowadays, millions of people are taking use of just these two to earn a very good amount of money. If you also want to earn money like these people, then you must start thinking about Internet home based business.As the name applies, such business runs solely through Internet and you can do it from your home. If you want to know about such form of business, the following features can help you to have a better overview.No requirement of capitalUnlike other business options, where the person is required to invest a very good amount of business as capital, this form of business does not require any investment. All a person is required to have is a computer with a fast Internet connection.No fixed working hoursAnother important feature of the home based business is that there is no fixed working hours. Unlike other business options, where a person is required to work full time for fixed hours, such thing is not at all applicable with internet based business.No additional qualification requiredFor most of the jobs or business options, it is important to have some additional qualification. However, that is not the case with these home based business options. A person needs to be only 18 years of age and he can start such form of business easily.So if you also want to start making extra money, then you must opt for Internet home based business now!

5 Website Rules For Home Based Business Owners

No matter the size of your business, you need to have a website- especially if you are a home-based business. Your website is your best marketing tool and it is the best way that you have to show your potential clients your level of professionalism and ability to provide your product or service.A website also greatly broadens your reach as a business. No longer will you be confined to only selling to people in your surrounding areas. Now you can sell to customers worldwide.Having said all of the above, you need to make sure that you set your website up correctly or it won’t work to its full effectiveness. The purpose of this article is to share with you 5 rules that you need to follow when designing your web presence.You need to remember your audience- The internet is always full of new fads and full of people promoting get rich quick schemes that talk about getting your site to the top of the search engines. Most of these schemes are useless and can end up doing you more harm than good. You need to remember that you are producing your website for people sitting in front of a computer. You are producing content for your customers.Your website needs to look professional- You need to make sure that your website looks professional. It doesn’t need to be high tech but you do need to make sure that it looks professional. It needs to look a it better than a word document.You need to account for search engine optimization- Search engine optimization is important for home-based business owners. If you don’t have customers visiting your site you won’t be making any money. If you don’t make any money you are going to struggle to feed your family. You need to make sure that you don’t let SEO overtake the fact that you are writing for real peopleYou need to make it easy for your readers to contact you- You need to make sure that you have a contact form on your website to make it easy for potential customers to contact you. Make sure it is easy to find and prospective customers know exactly what they need to do should they require further information.You need to capture user information- Every person that visits your website is a potential customer, even if they do not buy from you that day. You should offer visitors to your site a freebie to try and entice them to give over their email address. That way you can subscribe them to your newsletter so that they do not forget about your business and may buy from you in the future.This article contains the 5 golden rules of websites for home-based business owners. Make sure you follow the advice outlined above and you should see more success from your website almost immediately.

How to Sell a Home-Based Business

You’ve accomplished what many have sought but few have achieved: a profitable home-based business. Now, you want to turn your sweat equity into cash by selling your business. Maybe you intend to travel & play, start another business, or just sit by the pool and relax. Whatever your intention, you will need cash to do it.There Are Plenty of Prospects for Your Business, but Few Are BuyingIn 2010, the number of prospective buyers looking for home-based business opportunities is at an all-time high. Corporate layoffs and cutbacks have left many Americans short on cash and looking for ways to supplement their household income.In spite of the abundance of prospective buyers, business brokers say that 4 out of 5 small businesses listed for sale will not sell. Those that do not sell are either taken off the market, sold at auction, or just closed down. Why, with so many willing sellers and willing buyers, are 4 out of 5 businesses not selling?Financing is Difficult to GetThe 2010 economy is defined by tight credit. Currently, banks rarely make small business loans, even to long established bricks-and-mortar companies with hard assets like machinery and real estate. Banks almost never loan money to purchase a home-based business. Buyers of home-based businesses generally don’t have the resources to pay cash for a business. Even though the seller is willing to sell and the buyer is willing to buy, there is no money available to complete the transaction.In this article, I’ll hit on a few key points that will make your business more attractive to buyers. Then, I will tell you the one slam-dunk approach that is guaranteed to sell your business, in spite of the economy.Make Your Business More Attractive to BuyersBuyers are motivated primarily by income and opportunity. To prove income, you must have kept good books and have your tax returns in order. If you have kept your books yourself and done your own tax returns, have your records reviewed by a CPA. Have your CPA re-cast your financial statements to show your Earnings Before Interest, Taxes, Depreciation and Amortization (EBITDA). EBITDA evaluation removes all discretionary expenditures from your financial statements and boosts your stated income. The higher your income, the more your business is worth. Use the re-cast income to value your business; you’ll get more money for your business. The Business Reference Guide published by Business Brokers Press lists a Multiple-of-Income for businesses like yours. Multiply the “Multiple” by your annual income to arrive at a ballpark selling price for your business. The Reference guide is expensive, though, and you may do just as well to use the online valuation software provided by BizBuySell.com.It must be easy for a new owner to take over your business; have your operating procedures, suppliers and contacts written down. Your business must also offer a buyer the opportunity to use their abilities to make the business their own. Entrepreneurs want to be their own boss, to do things their own way. If your customers buy from you because they really like doing business with you personally, the new buyer is at a disadvantage from the start. Make sure that your business is, indeed, transferable, and offers a genuine opportunity for the new owner to grow.How to Guarantee the Sale of Your BusinessThe primary reason a home-based business does not sell is lack of financing. A seller who offers to finance the business purchase for the new buyer greatly increases the chance of selling the business. Done correctly, owner financing can be a low-risk and profitable undertaking. If you decide to offer financing for the business, be sure to have the note drawn up by an attorney and have your interests filed at the county courthouse.What Are the Advantages of Owner Financing?The biggest advantage of owner financing is that your business will actually be sold, and sold for the asking price. Buyers don’t argue price with sellers who are providing financing. Also, the seller collects interest on the selling price, which increases the net gain from the sale. There is advantage, also, to the buyer: the loan is repaid from the profits of the business.How Can I Be Sure I Will be Paid?There are four keys to insuring repayment of an owner-financed loan: 1. Get a substantial down payment 2. Secure the note with the business itself 3. Make sure the buyer has attachable assets outside of the business (real estate, CD’s, stocks) 4. Get a personal guarantee. If these four bases are covered and the buyer defaults on the loan, you can repossess the business and/or attach his personal assets for repayment. Again, discuss these details with an attorney.What if I Don’t Want to Wait Years for My Money?Most sellers who finance their own business do not wait years for repayment; they sell the note at a discount to a note broker. Usually, if the buyer has put a 25-30% down payment on the loan, the interest is sufficiently high and the term no longer than 60 months, the note is eligible to be sold to a note broker. In as little as 3 months, a seller can cash out the note they are holding and walk away without ever collecting another monthly payment. The note broker becomes the owner of the note, and collects all the payments. If your intention is to sell your note to a broker to cash out your sale, it is best to work out the details with the note broker prior to the sale. For more information, Google the search term “secure your business note”.If you manage to sell your home-based business, you are a remarkable entrepreneur, indeed. You have beaten the odds twice: you have created a successful home-based business, and then sold it for a profit.

Essential Traits For Successful Home Based Business

Some work at home businesses have made some people very rich and successful, while others are perpetually struggling to create a successful home based business. The main difference between those who are making it and those who are struggling are the attributes of business success which lack in the later group.Just like in any other business, home based business needs a lot of hard work and effort to succeed and generate a continuous source of income, although to most people this type of d business may seem very easy. Choosing the best home based business that will give you the freedom to work at home is a huge challenge. When it comes to deciding on which work from home business to pursue, one should take time and do some research prior to jumping into it. Whether the motive is to supplement you income, or launch the business that will take you to the top, the work from home industry is rich with opportunities and possibilities.Anybody can start an online home based business these days, but this does not mean that all these businesses are make money. The low cost of starting with an online home based business opportunity makes this type of venture particularly profitable one. Earning enough money from home to provide a full-time income is the dream of nearly everyone. The low starting costs coupled with potential presented by the huge market makes the online business so attractive to individuals. But to be successful, people need to separate the myths from the realities. It is expected people should always do due diligence when considering online home based business. People should always be cautious and sceptical about the business opportunities being offered, since some of these are dubious.Running a home based business in not different from any other business, there are traits which an individual should have, and if used effectively will ensure successful outcome.Market Research and SalesIdentify the target market for your product or service. This is paramount to the success of any business. Having the product or service without actually identifying the target market in need of the product or service does not result in a successful business. Success only comes after the products or services are converted into sales.PerseveranceAll it takes is some hard work, perseverance, Internet marketing skills and an original idea to succeed online. Anything can be achieved through hard work, determination and perseverance. A never surrender attitude is one of the prerequisites to succeed. Perseverance is part of the entrepreneurial life, as well as agony, accomplishment, failure and sacrifice. It seems a lot of individuals have the misconception that an internet home business opportunity will start generating vast sums of cash with only limited involvement, forgetting that a lot of hours have to be sacrificed each week with their day job.SummaryIf one wishes to make a success of home based online business, commitment and perseverance are critical but so is finding an opportunity that stands the test of time.

How Much Money Should a Small Business Budget for Marketing?

You’ve heard the common phrases, “It takes money to make money,” or similarly, “You have to spend money to make money.” Well, that’s just fine as a catch phrase, but how much money are we really talking about?Taking money out of your profits to spend on marketing can sometimes feel very painful, and it’s hard to know when to do it and where to spend it so that it is most effective.The Small Business Administration (SBA) recommends that small businesses should allocate 7-8 percent of its budget to marketing. So, by this calculation the annual marketing budget for a $1 million business would be $70,000 to $80,000. That equates to an average of $6,250 per month.In fact, the SBA further recommends that some industries, especially consumer-focused industries should plan as high as 20 percent for their marketing budgets.Closely in line with this, the CMO Council, a peer network for Chief Marketing Officers reported that consumer-focused companies (B2C) averaged around 17 percent while business-focused companies (B2B) spent roughly 11 percent on marketing.When you look at it as a percentage, it is an easier pill to swallow. When you think to yourself, “Yeah, 10 percent sounds like a decent amount to spend on my marketing… I mean, I need to grow somehow.” But then when you have a very small $120,000 business and you’re asking yourself to shell out $1,000 a month to promote your business – it becomes MUCH more difficult to do.I owned a business called Local Search Services where we offered small businesses the ability to have their business listed on the Google Local, Bing Local, Yahoo Local and other local and regional search engine directories.The service was one that absolutely everyone needed and still needs. We only offered the service to small businesses that we knew beforehand were not showing up in those directories at all. It would only take us about 45 minutes to complete, we did the service on site, and it would only cost $125.In the vast majority of small businesses we entered; from day spas to hamburger joints to law firms and dance studios – you would have thought we were asking them to purchase a SuperBowl Commercial. The business failed because we couldn’t get small business owners to see the value of having something that was so necessary get completed for so cheap.So where am I going with all of this? What’s my final advice? One word: plan. Plan to spend money on your business to help it grow. Plan to put money into marketing and advertising on a monthly basis and choose the best places to spend that money.It’s much easier to spend money on marketing when you have already allocated that money towards that use.Think about this, if you went into a bank or a venture capitalist asking for money to fund your small business, and you presented them with a financial budget that showed that you were going to spend little to no money on a marketing budget – you would be denied every single time!So why, in reality, do we try to do that? If we know that marketing is a vital part of the survival and growth of our business, why do we have such a hard time opening the checkbook and spending money on marketing?I know the answer to that question, and that is because we are unsure. We don’t like spending money on things that we simply do not know if we will get a return on our investment.What usually happens with a majority of small businesses that I see is that they spend as absolutely little as possible on their initial marketing. They get the cheapest website they can find. They spend no money on branding and have their 17-year old nephew create their logo since he’s taking a class in high school. They run a coupon in some mailer and have the mailing company artist design it for free and they are told they will reach 100,000 people in their inexpensive mailing and that’s why it appeals to them. And then none of those things work.So the erroneous assumption then becomes, “see, marketing doesn’t work… it’s just a big waste of money, so I’m going to spend as little as I can on any future marketing”. Unfortunately, they did not allocate the right amount of their budget in the beginning, when it was crucial to their success.It may seem self-serving for a marketing professional to recommend this, but I would suggest that a small business owner spend at least 30% of startup capital on marketing within the first 6 months. Doing so can build a strong foundation of branding and marketing that will carry your business forward.When you plan to spend money on marketing your business, you can spend that money much more wisely, and get greater results because of it; and that’s all you really want out of your marketing, no matter what your budget is.

Home Based Business For Under 100.oo Start Up – The Best Choices For Success

The best home based business option these days is to find a business you can start and operate part time while continuing your job, until you are making enough to quit and devote full time to your business. You should start your search by making a list of all the potential choices that appeal to you. Then evaluate each one carefully and realistically. The best home based business for under 100.oo start up, for you is already out there … you just have to find it!

Now a days, people who wish to stay at their homes can still earn a lot of money. You can choose from a wide range of products and services that you can market online, and all of them promise to provide you big income. So whether you are a stay at home mom, prefers to work at home or just wanting to add more income, there is a good home based business for you.
Have you ever considered starting a home based business, but just can’t decide what’s the best home based business for you? You are not alone! Many, many people have dreamed of having their own work at home business. But of course the “dreaming” is the easy part. Choosing exactly which and what kind of business to start is quite another matter.

A home based business that needs only an Internet connection to run, is a good business for you to own. The startup cost is low, no inventories to maintain and so on. This means that the risk involved is very low, You can join a MLM program and spend months with nothing happening. At this point, most people decide to quit and start looking for some other program or, even worse, some people will simply give up on trying to make money on the Internet.
The important point is that an Internet based business can earn you a very decent income, just like a regular business. You have to work hard in your home based business just as you would in a regular business. Making money on the Internet is no easier than making money in the conventional way. The harder you work, the better your chance of financial success. The basic difference between an internet business and a regular business is that, in online business, you have a lower risk involved as it is very possible to set up a home based business for under 100.oo start up cost.

The ability to create a passive income this to me is a big one. Just the thought of making money while I am asleep gives me great joy, I wake up every morning anxious and rush to my computer to see how my business grew during the night.

The benefits to starting your own online home based business are almost endless (I am sure there are many advantages you can think of that are not listed here in this article) but there is a couple for you to think about.

Here is a couple of things you can start with, when your online adventure is just starting and it has to be a home based business for under 100.oo start up.

A possibility is to start selling your own ebooks. Ebooks are books in electronic format. This means your customers can instantly download your ebook from your website. No need to wait days waiting for the ebook to arrive. Your customers can be anywhere in the world.
They can still download your ebook once their payment has been processed.You don’t have to have special training to be able to do this business. This is a simple business anyone can operate. It is a business where you can start with little investment, and still become hugely successful.You can always find a hot subject to write about and people will always buy information. Especially when they can get it
instantly.
If you don’t have the time or desire to create your own ebook, you can make money by purchasing resale rights to someone else’s products. It lets you start selling the product right away. All you have to do is make the necessary changes to the sales page, upload it to your server and start making sales.
So, you have to advertise. You have to drive traffic to your website. If you don’t advertise and drive traffic to your website, no one is going to buy your ebook. Advertise your ebook through search engines, ezines, articles, forums and any other means available to you.

Start up a home based business by selling things on E-bay. Find a niche that is hot in E-bay, find a dropshipper that sells those kinds of products, and start selling on E-bay. Learn the tips and tricks of how to effectively sell on E-bay and how to maximize your profits.This way you also can benefit from building yourself a list of prospects you can sell to later on.

Another home based business for an entrepreneur to start up is a service-based business. Maybe you know how to get a complete idiot’s site to the top 10 search engine rankings for a certain keyword. There are people will pay money for that, you just have to position your business in front of them. Maybe you can give consulting services in a certain area, or can do other services that people
outsource.
For totally newbies i would recommend affiliate marketing in the internet marketing niche. You do not need to create or stock a product, you do not need to deal with complicated payment processors, you do not need to spend extra time on support or processing refunds and you still get to learn the fundamentals of internet marketing.
Basically being an affiliate is for you to find a good converting product like an e-book, which you can locate at clickbank,shareasale,paydotcom or another network. Next when you have found the merchants product you are going to promote, then you will need to do a keyword research which you can do free or you can use some of the many keyword tools there is around the net. But in the beginning you can use the free ones, they are just as good.Just go to your favourite search engine, and write “free keyword tool” in the search field.
Personally i like to use the Free Keyword Suggestion Tool from Wordtracker. After the research you need to get some traffic to the site your promoting, and there are several ways to do this. The quickest way is to use pay per click from the search engines.You can use google, msn, yahoo, froogle or any of
the smaller engines. Then when people see your ad, they click it and will be forwarded to the product you promote and you will get a commission which is usually a place between 50-75%, that`s pretty cool i think. That means when you get on the right track with this, and you start making sales, You can actually go to bed and wake up richer than the day before. I can tell you one thing..the feeling you get after you have made money in your sleep, is indescribable.

You could also write a article related to the product you are promoting, and in the authors box, put a link to the product, and then submit it to some article directories, and make money that way around.

The next method i really like, its a good and easy money maker, especially if you are looking for a home based business for under 100.oo start up, is to join a membership system style program, where they offer something like a 3 tier affiliate system, which will pay you in three levels, it could be.. lets say you get 10 people to your website and they sign up under you, then you could be making $6150 just for sending these 10 people to your website.
With these systems you get a complete website already uploaded and ready to make sales, and usually you are selling tools to be used in the marketing world, like ebooks, software, ecourses and so on. And they usually is priced under $100

In conclusion remember this online adventure of yours also have some downsides such as sacrificing much of your precious family time for the sake of your home based business. But when you succeed after a while, and start making money, then hopefully you can cut down the time you use in front of the computer and spend it with you family.I wish you the best of luck with your search for the perfect home based business.

Making Taxes Easy for Small Business

Many economic scholars see small businesses, to be the largest contributor to economic growth and employment creation on the planet. The ratio of small business, to big business in different countries varies. It is predicted that small business as a collective, will eclipse big business as a force in the economic landscape in future years. Be that as it may, fact remains that small business, is crucial to every countries economic development.

Limited research however, has been conducted on a variety of issues affecting small business. The global small business failure rate remains high, at an unacceptable rate of 80%(some say 95%), within the first year of formation. Common concerns about small business are confined to only cash flow problems, and under capitalization. Whilst these two, are major culprits in business failures, they not the only factors. Weak marketing, skills shortages, bad management, capacity are other factors, contributing to business failure. Taxes can also be added to the list as a cause of business failure.

Since many start-up businesses cannot afford to procure the services of a tax consultant/ advisor, they eventually fall foul of the taxation requirements of their respective tax authorities.
A small business is treated no different from a huge multinational corporation in many tax regimes around the globe. This treatment comes with its own set of problems. The one being the failure of the small business. Tax authorities, vigorously pursue errant taxpayers, be they big or small. In fact, it can be proven that harsher enforcement by tax authorities are reserved for small businesses!

Governments have yet to honestly acknowledge the role of small business and stop paying only lip service to its promotion. The current tax system for small business, in most countries will have to be revisited. No one is suggesting that tax authorities should grant small businesses “special treatment” forever. Just a breather, so as to enable them to grow at a faster pace.

To accommodate a small business and its growth, whilst being fair, a concept known as “thresholds tax”, can be implemented for small business. It is in place for individuals, and also known as progressive taxation. Simply put, it means, the more someone earns, the more they taxed. Many countries levy a fixed percentage tax on “profits” of businesses, big or small. This tax is not fair, and fairness is a prerequisite for a good tax system. Even the slightly different tax regime for “Small Business Corporations”, in most countries still does not address the problem.

The controversial “profit” in business accounting, especially small business has not been thoroughly researched by tax lawmakers. Profit does not always equate to positive cash flow.
The working capital factors tied into profit, results in severe cash flow setbacks for small business. It is therefore unfair to tax the small business on profit, like the bigger companies, since bigger businesses finance their profits and/ or working capital via many methods, internal and external. These avenues are not available to smaller businesses.

Herewith some suggestions on making taxes easy for small business.

Give small business a tax holiday of about two years after start-up.
Simplify tax legislation.
Tax small business only on “cash generated by operations”, up to a certain threshold.
Profit less working capital (debtors and inventory on hand) plus depreciation equals cash generated by operations, which in turn becomes taxable income.
Exempt small business from employee; value added or general sales tax up to certain thresholds. (Already in place in some countries).
Taxable income thresholds could be, 0 to $200 000; $201 000 to $500 000(for small business), depending on the definition of a small business in the respective country.
As soon as the taxable income exceeds $ 500 000, a higher progressive rate applies.
Taxes on “cash” income could also fall away at this level.
My suggestions are in no way exhaustive. More substantive research is needed. If we accept that we live in a global village, taxes will also have to be harmonized and standardized, between the different countries. What International Accounting Standards have done for accounting; can be suggested for taxation also.

The Finer Points of Internet Auctions

WHAT IS A PENNY AUCTION?

Penny auctions have exploded in popularity with the massive growth of the internet. However, few people know the true origins of penny auctions.Beginnings actually stretch back to the Great Depression. Those were hard times for everyone, but even harder for farmers. Farmers struggled to bring in steady income because of droughts and crops not selling as well as they had previously. As a result, the banks would foreclose on the farmers who couldn’t keep up with their mortgage payments.

The banks weren’t satisfied with just repossessing the house, they wanted to raise as much capital as possible, so they resorted to selling off the possessions of the owners of the repossessed houses. There was not much the farmers could do about it so they began bidding ridiculously low prices, pennies, on the items while threatening others who dared to bid higher than a few pennies.

The auctions of today hardly resemble their tremulous beginnings. Being part of a penny auction today is exhilarating, fun, and addictive. It combines the selling format of auctioning with a little bit of chance factored in.Auctions are a game of strategy but also a game of luck.

The premise behind penny auctions is giving people the chance to win an item at a drastically reduced price.Auctions make that possible by spreading out the cost of the product among multiple bidders. In order for a person to take part in an auction, they must pay a set price for each bid. For example, if a person wanted to bid on a fifty dollar Amazon gift card then he would spend a dollar for each time a bid placed. If he ended up winning the gift card, then he would only have spent a few dollars for a fifty dollar gift card. Usually penny auctions sell bids in packages.

HOW PENNY AUCTIONS WORK!

The main foundation of penny auctions is the pay-per-bid format. It is the key that allows bidders to win items at the fraction of their retail value and allows the auction owners to keep their site profitable. Most y auction sites run on the same premise: people pay a set amount for each bid, whenever a person places a bid within the closing seconds of the auction time will be added, the last person left with a unique bid after the clocks runs out will win the item. There are a large variety of items that can be won, but they tend to be popular electronics or gift cards to popular stores.

There are two types of auctions: lowest unique bid auction and highest unique bid auction. Lowest unique auction sounds confusing but it is actually quite simple. A unique bid is when only one person has a bid at a certain price. Bids usually start at one penny, a bidder can then place a bid at two pennies. Until another bidder places a higher bid, the most recent bidder will be the lowest unique bid because that was the only bid at two cents and nobody bid higher. However, penny auctions generally don’t stop at one penny. It is not uncommon to find auctions that end up at a couple hundred dollars based on the popularity of the item being auctioned. However, the same principles apply for those auctions. Highest unique bid auctions follow the more traditional auction format such as eBay. The person with the highest bid at the end of the auction wins the item.

Auction site owners turn a profit by selling bids. Say twenty people are bidding on a ten dollar gift card at one dollar per bid, at the end of the auction if there were twenty bids placed in total then the site owner would have made twenty dollars with a ten dollar profit.Auctions do seem like a win-win situation:The site owner makes money while the bidder gets an item for dirt cheap. However, not everyone wins in penny auctions. The people who paid one dollar each bid but left with nothing to show for their investments will not be so happy.

HOW TO WIN!

Penny auction has a lot of chance mixed into it, but one can incorporate strategy that will help raise the chances of winning. Playing smart can make all the difference between gambling and auctioning.

The first crucial tip to winning penny auctions is to know how to manage your bids. Your goal should be to win as much as possible without spending a ton of money buying bids. Managing your bids means that you should already know how much you are willing to risk in order to win an item. The amount of capital you are willing to risk will determine how many bids you can use. Once you know how many bids you have to spend on an item, then you will be better able to manage how and when you place a bid. That will keep you from blowing away all of your bids in the first few seconds of the auction.

The next tip is to practice time management. When fighting in the trenches of penny auctions, you have two enemies: other bidders and time. Knowing when to bid is a must if you want to have success. Placing a bid when there is a lot of time left on the clock is never a good idea. You have to remember that the key to winning a penny auction is being the last one standing when the clock runs out and that each bid increases the amount of time left. It would be a good practice to wait until the last few minutes of the auction before you begin to bid.

The final tip for successful auctioning is to keep your emotions under control.Auctions have a lot of similarities to gambling, and just like gambling, your spending can get out of control. If you keep your emotions level, it will keep you from making rash decisions and blowing loads of cash. Keep your mind clear so that you can gage the behavior of the other bidders and outsmart them.

HOW TO AVOID SCAM SITES!

Penny auctions are a great addition to the web whether you want to win an item that otherwise you wouldn’t be able to afford or if you simply enjoy the thrill that comes with bidding in auctions. Unfortunately, scam sites have tarnished the reputation of the legitimate penny auction sites. However, there are ways that you can protect yourself from scamers and enjoy your auctioning without having to worry about losing your money due to dishonesty.

Checking the reputation of the auction site before you start spending your hard earned money is always a good idea. Chances are other people have tried the site before you and some of them have left reviews. The reviews are your way to gage whether a auction site is trustworthy or not. If a site is getting overwhelmingly negative reviews, then that is a clear indication that you should steer your business elsewhere.

Another tool you can use to protect yourself is checking the Alexia ranks of the auction sites. Alexia rank will give a solid view of how much traffic the auction is getting. If you see a huge difference in the amount of traffic Alexia is projecting and the amount of active bidders on the site, then warning signals should be ringing in your head. Some auction sites have been known to set up robots that automatically bid on projects in order to keep the auction going and inflate the price. That is known as shill bidding. You can sniff out those sites by comparing the traffic the site should be getting to the amount of users using this site.

CONCLUSION!

New legislation may come out later down the road that will officially make penny auctions gambling, but until then, it is a fun, exciting auction that allows one to win the item they’ve always wanted but couldn’t afford.Auctions are also quite lucrative for the site owners because of the pay-per-bid strategy they’ve incorporated. Penny auctions had humble beginnings with farmers who just wanted to get back at the banks who kicked them out of their house. More recently, auctions have enjoyed an explosion in popularity with the rise of the internet.

There are two main formats fora auctions, lowest and highest unique auction, however they both run on the same premise where the last unique bid wins the item. Winning a penny auction will require a certain amount of mental tactic and a bit of luck. However, you can increase your odds of winning by practicing certain techniques such as managing your bids wisely, learning how to work with the time, and keeping a level head and your emotions under control. When you combine those three strategies to your bidding plan, you will find that you win a lot more often.

It is important that you do your due diligence to protect yourself when participating in auctions. Not every auction is run by honest and trustworthy people. There are people out there who just want to take your money. You can protect yourself by ensuring that you only bid on sites that already have a very positive reputation from real users.


iofk.info aviajes.info myfah.info mypha.info nginside.info kuatc.info luhana.info luzde.info manhthu.info mboxw.info moodt.info adoboo.info pychel.info okenchin.info contebria.info sofulass.info ullese.info riendsco.info runxahmco.gq pointabs.gq taminol.info tourso.info coacoh.info yecconn.info lohav.info modei.info tauto.info reizh.info lotryo.info viales.info ements.info bromp.info stampu.info emukb.info ealsonfi.info eprivacya.info ismsagi.info omesicele.icu chdbianal.info backu.info cresewe.info ndcoveni.info proveyoua.info ristsic.info irancionb.info ovosh.info lahktiuer.info thadavlea.info onajea.info horsosel.info stquali.gq hoccro.gq yourca.us moturi.us gleaners.us arnacr.us eations.us optore.us cacticr.us eations.us smithe.us uopcard.us maryssad.us moesign.us latortug.us abilin.us nague.us turtles.us travels.us benaras.us ipalace.us iamheal.us ogwithin.us intevents.us cedexte.us arteepr.us esente.us klakina.us ahlustore.us bireland.us jamesebe.us moling.us cardcoun.us mootings.us thespa.us messo.us myrcons.us truction.us therichp.us moorint.us fellstra.us ilrace.us jestjest.us agastory.us gelancha.us cottagen.us bricio.us muulina.us veref.us mourn.us iofk.info aviajes.info myfah.info mypha.info nginside.info kuatc.info luhana.info luzde.info manhthu.info mboxw.info moodt.info adoboo.info pychel.info okenchin.info contebria.info sofulass.info ullese.info riendsco.info runxahmco.gq pointabs.gq taminol.info tourso.info coacoh.info yecconn.info lohav.info modei.info tauto.info reizh.info lotryo.info viales.info ements.info bromp.info stampu.info emukb.info ealsonfi.info eprivacya.info ismsagi.info omesicele.icu chdbianal.info backu.info cresewe.info ndcoveni.info proveyoua.info ristsic.info irancionb.info ovosh.info lahktiuer.info thadavlea.info onajea.info horsosel.info stquali.gq hoccro.gq yourca.us moturi.us gleaners.us arnacr.us eations.us optore.us cacticr.us eations.us smithe.us uopcard.us maryssad.us moesign.us latortug.us abilin.us nague.us turtles.us travels.us benaras.us ipalace.us iamheal.us ogwithin.us intevents.us cedexte.us arteepr.us esente.us klakina.us ahlustore.us bireland.us jamesebe.us moling.us cardcoun.us mootings.us thespa.us messo.us myrcons.us truction.us therichp.us moorint.us fellstra.us ilrace.us jestjest.us agastory.us gelancha.us cottagen.us bricio.us muulina.us veref.us mourn.us iofk.info aviajes.info myfah.info mypha.info nginside.info kuatc.info luhana.info luzde.info manhthu.info mboxw.info moodt.info adoboo.info pychel.info okenchin.info contebria.info sofulass.info ullese.info riendsco.info runxahmco.gq pointabs.gq taminol.info tourso.info coacoh.info yecconn.info lohav.info modei.info tauto.info reizh.info lotryo.info viales.info ements.info bromp.info stampu.info emukb.info ealsonfi.info eprivacya.info ismsagi.info omesicele.icu chdbianal.info backu.info cresewe.info ndcoveni.info proveyoua.info ristsic.info irancionb.info ovosh.info lahktiuer.info thadavlea.info onajea.info horsosel.info stquali.gq hoccro.gq yourca.us moturi.us gleaners.us arnacr.us eations.us optore.us cacticr.us eations.us smithe.us uopcard.us maryssad.us moesign.us latortug.us abilin.us nague.us turtles.us travels.us benaras.us ipalace.us iamheal.us ogwithin.us intevents.us cedexte.us arteepr.us esente.us klakina.us ahlustore.us bireland.us jamesebe.us moling.us cardcoun.us mootings.us thespa.us messo.us myrcons.us truction.us therichp.us moorint.us fellstra.us ilrace.us jestjest.us agastory.us gelancha.us cottagen.us bricio.us muulina.us veref.us mourn.us iofk.info aviajes.info myfah.info mypha.info nginside.info kuatc.info luhana.info luzde.info manhthu.info mboxw.info moodt.info adoboo.info pychel.info okenchin.info contebria.info sofulass.info ullese.info riendsco.info runxahmco.gq pointabs.gq taminol.info tourso.info coacoh.info yecconn.info lohav.info modei.info tauto.info reizh.info lotryo.info viales.info ements.info bromp.info stampu.info emukb.info ealsonfi.info eprivacya.info ismsagi.info omesicele.icu chdbianal.info backu.info cresewe.info ndcoveni.info proveyoua.info ristsic.info irancionb.info ovosh.info lahktiuer.info thadavlea.info onajea.info horsosel.info stquali.gq hoccro.gq yourca.us moturi.us gleaners.us arnacr.us eations.us optore.us cacticr.us eations.us smithe.us uopcard.us maryssad.us moesign.us latortug.us abilin.us nague.us turtles.us travels.us benaras.us ipalace.us iamheal.us ogwithin.us intevents.us cedexte.us arteepr.us esente.us klakina.us ahlustore.us bireland.us jamesebe.us moling.us cardcoun.us mootings.us thespa.us messo.us myrcons.us truction.us therichp.us moorint.us fellstra.us ilrace.us jestjest.us agastory.us gelancha.us cottagen.us bricio.us muulina.us veref.us mourn.us iofk.info aviajes.info myfah.info mypha.info nginside.info kuatc.info luhana.info luzde.info manhthu.info mboxw.info moodt.info adoboo.info pychel.info okenchin.info contebria.info sofulass.info ullese.info riendsco.info runxahmco.gq pointabs.gq taminol.info tourso.info coacoh.info yecconn.info lohav.info modei.info tauto.info reizh.info lotryo.info viales.info ements.info bromp.info stampu.info emukb.info ealsonfi.info eprivacya.info ismsagi.info omesicele.icu chdbianal.info backu.info cresewe.info ndcoveni.info proveyoua.info ristsic.info irancionb.info ovosh.info lahktiuer.info thadavlea.info onajea.info horsosel.info stquali.gq hoccro.gq yourca.us moturi.us gleaners.us arnacr.us eations.us optore.us cacticr.us eations.us smithe.us uopcard.us maryssad.us moesign.us latortug.us abilin.us nague.us turtles.us travels.us benaras.us ipalace.us iamheal.us ogwithin.us intevents.us cedexte.us arteepr.us esente.us klakina.us ahlustore.us bireland.us jamesebe.us moling.us cardcoun.us mootings.us thespa.us messo.us myrcons.us truction.us therichp.us moorint.us fellstra.us ilrace.us jestjest.us agastory.us gelancha.us cottagen.us bricio.us muulina.us veref.us mourn.us iofk.info aviajes.info myfah.info mypha.info nginside.info kuatc.info luhana.info luzde.info manhthu.info mboxw.info moodt.info adoboo.info pychel.info okenchin.info contebria.info sofulass.info ullese.info riendsco.info runxahmco.gq pointabs.gq taminol.info tourso.info coacoh.info yecconn.info lohav.info modei.info tauto.info reizh.info lotryo.info viales.info ements.info bromp.info stampu.info emukb.info ealsonfi.info eprivacya.info ismsagi.info omesicele.icu chdbianal.info backu.info cresewe.info ndcoveni.info proveyoua.info ristsic.info irancionb.info ovosh.info lahktiuer.info thadavlea.info onajea.info horsosel.info stquali.gq hoccro.gq yourca.us moturi.us gleaners.us arnacr.us eations.us optore.us cacticr.us eations.us smithe.us uopcard.us maryssad.us moesign.us latortug.us abilin.us nague.us turtles.us travels.us benaras.us ipalace.us iamheal.us ogwithin.us intevents.us cedexte.us arteepr.us esente.us klakina.us ahlustore.us bireland.us jamesebe.us moling.us cardcoun.us mootings.us thespa.us messo.us myrcons.us truction.us therichp.us moorint.us fellstra.us ilrace.us jestjest.us agastory.us gelancha.us cottagen.us bricio.us muulina.us veref.us mourn.us iofk.info aviajes.info myfah.info mypha.info nginside.info kuatc.info luhana.info luzde.info manhthu.info mboxw.info moodt.info adoboo.info pychel.info okenchin.info contebria.info sofulass.info ullese.info riendsco.info runxahmco.gq pointabs.gq taminol.info tourso.info coacoh.info yecconn.info lohav.info modei.info tauto.info reizh.info lotryo.info viales.info ements.info bromp.info stampu.info emukb.info ealsonfi.info eprivacya.info ismsagi.info omesicele.icu chdbianal.info backu.info cresewe.info ndcoveni.info proveyoua.info ristsic.info irancionb.info ovosh.info lahktiuer.info thadavlea.info onajea.info horsosel.info stquali.gq hoccro.gq yourca.us moturi.us gleaners.us arnacr.us eations.us optore.us cacticr.us eations.us smithe.us uopcard.us maryssad.us moesign.us latortug.us abilin.us nague.us turtles.us travels.us benaras.us ipalace.us iamheal.us ogwithin.us intevents.us cedexte.us arteepr.us esente.us klakina.us ahlustore.us bireland.us jamesebe.us moling.us cardcoun.us mootings.us thespa.us messo.us myrcons.us truction.us therichp.us moorint.us fellstra.us ilrace.us jestjest.us agastory.us gelancha.us cottagen.us bricio.us muulina.us veref.us mourn.us iofk.info aviajes.info myfah.info mypha.info nginside.info kuatc.info luhana.info luzde.info manhthu.info mboxw.info moodt.info adoboo.info pychel.info okenchin.info contebria.info sofulass.info ullese.info riendsco.info runxahmco.gq pointabs.gq taminol.info tourso.info coacoh.info yecconn.info lohav.info modei.info tauto.info reizh.info lotryo.info viales.info ements.info bromp.info stampu.info emukb.info ealsonfi.info eprivacya.info ismsagi.info omesicele.icu chdbianal.info backu.info cresewe.info ndcoveni.info proveyoua.info ristsic.info irancionb.info ovosh.info lahktiuer.info thadavlea.info onajea.info horsosel.info stquali.gq hoccro.gq yourca.us moturi.us gleaners.us arnacr.us eations.us optore.us cacticr.us eations.us smithe.us uopcard.us maryssad.us moesign.us latortug.us abilin.us nague.us turtles.us travels.us benaras.us ipalace.us iamheal.us ogwithin.us intevents.us cedexte.us arteepr.us esente.us klakina.us ahlustore.us bireland.us jamesebe.us moling.us cardcoun.us mootings.us thespa.us messo.us myrcons.us truction.us therichp.us moorint.us fellstra.us ilrace.us jestjest.us agastory.us gelancha.us cottagen.us bricio.us muulina.us veref.us mourn.us iofk.info aviajes.info myfah.info mypha.info nginside.info kuatc.info luhana.info luzde.info manhthu.info mboxw.info moodt.info adoboo.info pychel.info okenchin.info contebria.info sofulass.info ullese.info riendsco.info runxahmco.gq pointabs.gq taminol.info tourso.info coacoh.info yecconn.info lohav.info modei.info tauto.info reizh.info lotryo.info viales.info ements.info bromp.info stampu.info emukb.info ealsonfi.info eprivacya.info ismsagi.info omesicele.icu chdbianal.info backu.info cresewe.info ndcoveni.info proveyoua.info ristsic.info irancionb.info ovosh.info lahktiuer.info thadavlea.info onajea.info horsosel.info stquali.gq hoccro.gq yourca.us moturi.us gleaners.us arnacr.us eations.us optore.us cacticr.us eations.us smithe.us uopcard.us maryssad.us moesign.us latortug.us abilin.us nague.us turtles.us travels.us benaras.us ipalace.us iamheal.us ogwithin.us intevents.us cedexte.us arteepr.us esente.us klakina.us ahlustore.us bireland.us jamesebe.us moling.us cardcoun.us mootings.us thespa.us messo.us myrcons.us truction.us therichp.us moorint.us fellstra.us ilrace.us jestjest.us agastory.us gelancha.us cottagen.us bricio.us muulina.us veref.us mourn.us iofk.info aviajes.info myfah.info mypha.info nginside.info kuatc.info luhana.info luzde.info manhthu.info mboxw.info moodt.info adoboo.info pychel.info okenchin.info contebria.info sofulass.info ullese.info riendsco.info runxahmco.gq pointabs.gq taminol.info tourso.info coacoh.info yecconn.info lohav.info modei.info tauto.info reizh.info lotryo.info viales.info ements.info bromp.info stampu.info emukb.info ealsonfi.info eprivacya.info ismsagi.info omesicele.icu chdbianal.info backu.info cresewe.info ndcoveni.info proveyoua.info ristsic.info irancionb.info ovosh.info lahktiuer.info thadavlea.info onajea.info horsosel.info stquali.gq hoccro.gq yourca.us moturi.us gleaners.us arnacr.us eations.us optore.us cacticr.us eations.us smithe.us uopcard.us maryssad.us moesign.us latortug.us abilin.us nague.us turtles.us travels.us benaras.us ipalace.us iamheal.us ogwithin.us intevents.us cedexte.us arteepr.us esente.us klakina.us ahlustore.us bireland.us jamesebe.us moling.us cardcoun.us mootings.us thespa.us messo.us myrcons.us truction.us therichp.us moorint.us fellstra.us ilrace.us jestjest.us agastory.us gelancha.us cottagen.us bricio.us muulina.us veref.us mourn.us iofk.info aviajes.info myfah.info mypha.info nginside.info kuatc.info luhana.info luzde.info manhthu.info mboxw.info moodt.info adoboo.info pychel.info okenchin.info contebria.info sofulass.info ullese.info riendsco.info runxahmco.gq pointabs.gq taminol.info tourso.info coacoh.info yecconn.info lohav.info modei.info tauto.info reizh.info lotryo.info viales.info ements.info bromp.info stampu.info emukb.info ealsonfi.info eprivacya.info ismsagi.info omesicele.icu chdbianal.info backu.info cresewe.info ndcoveni.info proveyoua.info ristsic.info irancionb.info ovosh.info lahktiuer.info thadavlea.info onajea.info horsosel.info stquali.gq hoccro.gq yourca.us moturi.us gleaners.us arnacr.us eations.us optore.us cacticr.us eations.us smithe.us uopcard.us maryssad.us moesign.us latortug.us abilin.us nague.us turtles.us travels.us benaras.us ipalace.us iamheal.us ogwithin.us intevents.us cedexte.us arteepr.us esente.us klakina.us ahlustore.us bireland.us jamesebe.us moling.us cardcoun.us mootings.us thespa.us messo.us myrcons.us truction.us therichp.us moorint.us fellstra.us ilrace.us jestjest.us agastory.us gelancha.us cottagen.us bricio.us muulina.us veref.us mourn.us iofk.info aviajes.info myfah.info mypha.info nginside.info kuatc.info luhana.info luzde.info manhthu.info mboxw.info moodt.info adoboo.info pychel.info okenchin.info contebria.info sofulass.info ullese.info riendsco.info runxahmco.gq pointabs.gq taminol.info tourso.info coacoh.info yecconn.info lohav.info modei.info tauto.info reizh.info lotryo.info viales.info ements.info bromp.info stampu.info emukb.info ealsonfi.info eprivacya.info ismsagi.info omesicele.icu chdbianal.info backu.info cresewe.info ndcoveni.info proveyoua.info ristsic.info irancionb.info ovosh.info lahktiuer.info thadavlea.info onajea.info horsosel.info stquali.gq hoccro.gq yourca.us moturi.us gleaners.us arnacr.us eations.us optore.us cacticr.us eations.us smithe.us uopcard.us maryssad.us moesign.us latortug.us abilin.us nague.us turtles.us travels.us benaras.us ipalace.us iamheal.us ogwithin.us intevents.us cedexte.us arteepr.us esente.us klakina.us ahlustore.us bireland.us jamesebe.us moling.us cardcoun.us mootings.us thespa.us messo.us myrcons.us truction.us therichp.us moorint.us fellstra.us ilrace.us jestjest.us agastory.us gelancha.us cottagen.us bricio.us muulina.us veref.us mourn.us iofk.info aviajes.info myfah.info mypha.info nginside.info kuatc.info luhana.info luzde.info manhthu.info mboxw.info moodt.info adoboo.info pychel.info okenchin.info contebria.info sofulass.info ullese.info riendsco.info runxahmco.gq pointabs.gq taminol.info tourso.info coacoh.info yecconn.info lohav.info modei.info tauto.info reizh.info lotryo.info viales.info ements.info bromp.info stampu.info emukb.info ealsonfi.info eprivacya.info ismsagi.info omesicele.icu chdbianal.info backu.info cresewe.info ndcoveni.info proveyoua.info ristsic.info irancionb.info ovosh.info lahktiuer.info thadavlea.info onajea.info horsosel.info stquali.gq hoccro.gq yourca.us moturi.us gleaners.us arnacr.us eations.us optore.us cacticr.us eations.us smithe.us uopcard.us maryssad.us moesign.us latortug.us abilin.us nague.us turtles.us travels.us benaras.us ipalace.us iamheal.us ogwithin.us intevents.us cedexte.us arteepr.us esente.us klakina.us ahlustore.us bireland.us jamesebe.us moling.us cardcoun.us mootings.us thespa.us messo.us myrcons.us truction.us therichp.us moorint.us fellstra.us ilrace.us jestjest.us agastory.us gelancha.us cottagen.us bricio.us muulina.us veref.us mourn.us iofk.info aviajes.info myfah.info mypha.info nginside.info kuatc.info luhana.info luzde.info manhthu.info mboxw.info moodt.info adoboo.info pychel.info okenchin.info contebria.info sofulass.info ullese.info riendsco.info runxahmco.gq pointabs.gq taminol.info tourso.info coacoh.info yecconn.info lohav.info modei.info tauto.info reizh.info lotryo.info viales.info ements.info bromp.info stampu.info emukb.info ealsonfi.info eprivacya.info ismsagi.info omesicele.icu chdbianal.info backu.info cresewe.info ndcoveni.info proveyoua.info ristsic.info irancionb.info ovosh.info lahktiuer.info thadavlea.info onajea.info horsosel.info stquali.gq hoccro.gq yourca.us moturi.us gleaners.us arnacr.us eations.us optore.us cacticr.us eations.us smithe.us uopcard.us maryssad.us moesign.us latortug.us abilin.us nague.us turtles.us travels.us benaras.us ipalace.us iamheal.us ogwithin.us intevents.us cedexte.us arteepr.us esente.us klakina.us ahlustore.us bireland.us jamesebe.us moling.us cardcoun.us mootings.us thespa.us messo.us myrcons.us truction.us therichp.us moorint.us fellstra.us ilrace.us jestjest.us agastory.us gelancha.us cottagen.us bricio.us muulina.us veref.us mourn.us iofk.info aviajes.info myfah.info mypha.info nginside.info kuatc.info luhana.info luzde.info manhthu.info mboxw.info moodt.info adoboo.info pychel.info okenchin.info contebria.info sofulass.info ullese.info riendsco.info runxahmco.gq pointabs.gq taminol.info tourso.info coacoh.info yecconn.info lohav.info modei.info tauto.info reizh.info lotryo.info viales.info ements.info bromp.info stampu.info emukb.info ealsonfi.info eprivacya.info ismsagi.info omesicele.icu chdbianal.info backu.info cresewe.info ndcoveni.info proveyoua.info ristsic.info irancionb.info ovosh.info lahktiuer.info thadavlea.info onajea.info horsosel.info stquali.gq hoccro.gq yourca.us moturi.us gleaners.us arnacr.us eations.us optore.us cacticr.us eations.us smithe.us uopcard.us maryssad.us moesign.us latortug.us abilin.us nague.us turtles.us travels.us benaras.us ipalace.us iamheal.us ogwithin.us intevents.us cedexte.us arteepr.us esente.us klakina.us ahlustore.us bireland.us jamesebe.us moling.us cardcoun.us mootings.us thespa.us messo.us myrcons.us truction.us therichp.us moorint.us fellstra.us ilrace.us jestjest.us agastory.us gelancha.us cottagen.us bricio.us muulina.us veref.us mourn.us